CIS Credit Improvement Services

DebtConsolidation

Credit Improvement Services offers both Debt Consolidation and Debt Settlement.

There is nothing worse than being strapped for cash and finding that your debts are continuing to mount. What starts off as a reasonably small sum, increases constantly due to the high cost of interest in today's financial market? It may be that when you originally borrowed you felt you would be able to pay it back, but your situation has changed, and the economy has changed. Now you have multiple debts, and less hope of paying them back. This is when debt consolidation can be extremely helpful.

Debt consolidation is usually the penultimate step in your financial management. It is to be considered, and made, when the only other option is to file for bankruptcy. Although your credit rating will still be low after debt consolidation and so you will need to do some work to re-establish a good credit rating. However, debt consolidation looks better then filling bankruptcy.

So how does debt consolidation work?

CIS will take a look at all of your individual debts. CIS will get in touch with the individual companies to attempt to lower your interest rates and establish you a new and lower monthly payment.

Now, you will only be making one lower monthly payment, to CIS your debt consolidation company. It will ensure that all your debts are paid, and that you will be paying a lower amount each month, making your debt more bearable. This is a debt that you should be able to keep up on the repayments.

It is also important to note that CIS Debt Consolidation will also provide you with credit counseling. The counseling is designed to ensure that you do not make poor credit decisions in the future, and so you do not have to take this action again.

For debt settlement; our trained and experienced negotiators can make arrangements with creditors for you to pay a fraction of what is owed to them. These affordable monthly debt settlement payments can help you to settle your account for 30-60% less than the balance owed thus helping you to resolve your credit problems faster!           New Credit Cardholders’ Bill of Rights Details

For debt consolidation; Debt Management Plan is a process of managing your debt and is simplified into convenient low interest debt consolidation payments that you can afford. This payment satisfies all of your unsecured debt consolidation obligations, saving you thousands by reducing your interest rates and the number of monthly payments in some cases by up to 50%.

• We have developed over Thousands of creditor relationships. These relationships allow us to offer better repayment terms in the form of reduced interest rates and waived late fees. These savings allow you to put more of your money toward repaying your actual debt.

• One easy monthly payment. CIS Debt Management Plan will consolidate your unsecured debt into one monthly payment. No more juggling multiple credit card payments month after month.

• Get out of debt faster. Paying off your debt with an established debt management plan can mean paying off your debt in two to five years, versus thirty without a program. Our plans range in length based on the amount of unsecured debt you are carrying and, the benefits offered by your creditors. CIS service providers will work with you and your creditors to help you pay off your debt as quickly as possible.
  

Typical loans that may be consolidated include debts on: Unsecured debts only

 Toll Free: 866-CIS-1194