CIS offers simple solutions " We Don't Only Help You Repair The Negative Items, We Help You Build On The Positive Items" Building credit is something almost everyone should think about. Your credit
history can affect multiple areas of your life, from the interest rates you receive on
mortgages and car loans to your ability to achieve gainful employment. Get your
foot in the door if you wait too long or allow negatives to build up on your
credit report before you have any positives. |
Why? You need new active tradelines to increase your credit scores, but only
if you PAY THEM ON TIME! Even if you have BAD credit, you can still get a
credit card! This is a huge step on starting over. Get 2 or 3 cards
TODAY! 65% of your credit score comes from having active credit!
The credit card companies below will issue you either an unsecured or secured credit card. They may or may not require a security deposit - Even if they do...IT'S STILL WORTH IT! You need to start somewhere! This is the best place to start! These are the best cards available.
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The Orchard Bank Secured MasterCard is an excellent card for establishing or
rebuilding credit in your name. It comes with a low 7.90% variable purchase APR,
and the first year's annual fee will be waived. Reporting monthly to all 3 major credit agencies.