About

What we do?
                                             
OUR MISSION 

What Kind Of Problems Can Be Solved With CIS Program?

Anything Reporting On A Credit Report Can Be Removed - This Does Not Mean That Everything Will Be Removed But Rule Of Thumb Is You Have A 75% Chance Each Time A Challenge Is Made.

Types Of Negative Credit That Needs to Be Removed:  Charged Off Accounts, Judgments, Liens, Foreclosure, Bankruptcy, Repossession, Late Payments, Child Support, Bad Student Loans, Garnishments And Other Negative Information.

Credit Fraud, Merged Name Files, Erroneous Accounts, Misleading Accounts, Inaccurate Accounts, Unverifiable Accounts, Incomplete Accounts, Personal Information Errors, Overage Of Inquiries And Other Negative Information

 What Is The Goal When Using CIS Service:

To Remove As Much Negative Information From Your Credit Reports As Possible

To Increase Your Credit Scores

To Increase Your Credit Report Status

To Make It Easy & Less Expensive To Obtain Loans

To Give You A Fresh Start With Your Credit

To Help You Obtain The American Dream


 CIS is a full service legal credit consulting and credit repair/restoration company. We specialize in helping people eliminate their inaccurate, negative credit listings, thus changing their lives, giving them back the credit worthiness they deserve! We are dedicated to providing the #1 Ranked (& Most Comprehensive) Credit Repair Services for Credit Reports in the USA.  Along with Credit Repair, we focus on Repairing A Bad Credit Score History GUARANTEED!  

Let "CIS" Credit Improvement Services help you Build Good Credit.

Credit reports do not clean themselves up they must be evaluated and the work must be done correctly so that you will be approved for good interest rates and get back on track with establishing a good credit history


Very often, in trying to repair their credit on their own without seeking help from a credit repair company, the damage people cause to their credit worthiness is so severe that even the finest company can then do nothing. Thus, before you undertake credit repair on your own, it is wise to consult a credit repair service company. We will tell you why people tend to think that repairing their credit without going through a credit repair company is quite easy, but that is far from the truth.
OUR SIMPLE PROCESS
 
STEP 1: Extract Your Credit Report
After signing up, CIS will help you obtain copies of your credit reports. You will speak to a consultant who will review all details of your credit report with you. Remember, during the repair cycle, you will receive updated reports from the credit bureaus. It is important to forward each updated report to us, so we can track which items were deleted.
 
STEP 2: Single Out Erroneous Items to Dispute
Once your credit reports are received, our staff enters the information into CIS database. Simply let our staff know the questionable items you want to dispute.  2nd, your consultant will create a detailed plan of action with a detailed timeline of events that will transpire and steps that will be taken throughout the credit repair process.
 
STEP 3:  CIS Certified Credit Experts Work Your Case!
Next we begin the dispute by drawing upon our vast arsenal of credit report repair strategies to challenge questionable items, depending on your credit file we will directly initiate disputes with credit repositories, collection agencies and creditors. If you are being harassed? CIS will send out our successful Debt Collection Cease and Desist Letter
to your debtors on your behalf!
 
STEP 4: Sit Back and Relax
The credit bureaus have 30 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes 30 days from the day we send a dispute to the day you receive an updated report.  In many cases CIS has made improvements to credit reports in less than 30 days.
When you receive a response from a bureau, make a copy of the updated report for your records then send the original to us "CIS".  


With all the work that credit reporting bureaus are already under, they do not enjoy being harassed for credit repair. So if the bureau gets an inclination that someone is trying to repair their credit, that person can have a very tough time indeed. Usually, people who do not consult with CIS, typically use standard credit repair forms, or in various credit repair books. Using these forms is a big mistake as credit bureaus generally blacklist the accounts of people who use them. But if you choose to use a credit repair company that does not utilize such means, then you can avoid being spotted by the credit bureaus, which will go a long way towards restoring your good credit. Another advantage of using CIS is that we are thoroughly professional and are experts at dealing with credit bureaus. 


They will never inadvertently give out any negative information about your credit standing as they know exactly what will be viewed in a negative light and what will be seen as a positive item. As lay people generally do not have the expert understanding of a credit repair agency, they often disclose negative information, which makes their credit even worse.

Thus, getting help from CIS credit Repair Company can really be worth your while, as your action plan may have serious flaws, which can lead to an unfavorable impact on your credit.

By utilizing the rights provided by the Fair Credit Reporting Act and Fair Debt Collection Practices Act, we’ve removed thousands of inaccurate negative items from consumers credit reports. Millions of American’s are under the impression that the Credit Bureaus are part of our government. When in fact, they ARE NOT. The Credit Bureaus are privately owned companies that make billions by collecting information about you and selling it to others. They will not police your credit reports for you, you must do it yourself! Fortunately, CIS can help re-establish your creditworthiness! Don’t let your past credit issues affect you any longer, Sign Up TODAY!

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Certified Credit Counseling ACDCA


Toll Free: 866-CIS-1194

Are you ready to get the process started?

 

 

Free Consultation...866-247-1194